Trust. Privacy. Prestige.
Every item is authenticated. Every transaction is discreet. Every client is valued.
Welcome to Luxe—where luxury works for you.
At Luxe Retail & Lending, we redefine the relationship between high-value assets and financial freedom. Our integrated platform merges discreet lending, exclusive luxury retail, and seamless asset liquidation—empowering clients to unlock the full potential of their luxury items with confidence, privacy, and ease. We understand that luxury is more than an object—it’s a lifestyle, an investment, and a legacy. Whether you're acquiring rare pieces, liquidating assets, or seeking flexible financing, Luxe offers a tailored, white-glove experience for discerning individuals who value transparency, discretion, and exceptional service.
Come visit us in-person at our Dallas location on Lovers Lane or contact us via our contact page.
The Luxe Difference
Our Story
Luxe Retail & Lending was founded by Kip and Caroline Carter, a husband and wife team, on the premise that there has long been a gap in the asset lending industry. With a combined 20 years in the financial services industry, the Carters’ mission is to bring asset lending into the 21st century by focusing on impeccable customer service, combined with transparent and competitive products and services. We believe that customers should be able to rely on their physical luxury assets for liquidity and not their credit, homes or businesses and together, with our team of dedicated professionals, that is what Luxe is here to facilitate.
Kip Carter hails from Lake Charles, Louisiana, and is a proud graduate of the Louisiana State University. He worked in various roles for his family’s asset lending business in Southwest Louisiana and then moved to Austin, Texas, to hone his sales skills while working for one of the largest construction software companies globally. He is GIA-certified, third generation asset lender and enjoys helping each customer understand and unlock the value of their assets.
Caroline Carter is a Dallas native and a 7th generation Texan. After graduating from Duke University, Caroline worked in various roles for American Express before moving to Austin, Texas, to work for a Series B startup, Dosh, and eventually Dosh’s acquiring company, Cardlytics. She enjoys bringing her operational and regulatory expertise, along with experience building incredible customer experiences, to bear at Luxe.
